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We all know that travelling abroad can be expensive, but it doesn’t have to break the bank.
Most credit cards charge you fees when you use them overseas, and exchange rates are usually terrible.
Plus, with most debit cards, you’re limited to how much money you can take out of an ATM in a foreign country at any given time. This makes it hard to avoid overdraft fees while still enjoying yourself on vacation.
I have made all these rookie mistakes during my first years of travelling. Because I did not have the right travel card with me, so, let me introduce you to Curve.
Curve is a new kind of card for people who travel frequently or want more freedom with their cash while abroad.
Curve combines the best features of your credit card (no foreign transaction fee) and your debit card (free cash withdrawals), plus adds some sweet perks like automatic currency conversion at the point of sale and cashback rewards on purchases!
With Curve’s great exchange rates and fee-free foreign ATM withdrawals
from ATMs worldwide – it’ll help turn your next trip into one big fat wallet.
The Curve card was built for people who love to travel and want a smarter way to do it.
It’s important to note that Curve isn’t like other cards, as the free version of the Curve card does not require an annual fee, and there are no foreign transaction fees.
Here are just a few Curve card benefits you can look forward to if you frequently spend abroad or make transactions in pounds (or whatever currency). These factors alone could be the reason why you should take advantage of Curve now!
Here are some key benefits:
- Curve has no foreign exchange fees
- Curve saves money if you’re buying things overseas
- 1% Cashback Get money back from places like Easyjet and Booking.com
- Real-time alerts See what you’re spending in the local currency (and your own)
- You can pay with any mobile phone by using Apple Pay or Android Pay
Low Exchange Rates With Curve Card For Travel
Curve’s foreign exchange rate typically offers a lower markup than your usual big banks because any card you add to Curve automatically adopts their rate.
You never have to worry about getting ripped-off by your bank or a Bureau de Change ever again. I remember collecting my holiday USD from Sainbury’s, and those days are long behind me.
One Card to Rule Them All
This card is a great solution if you find yourself stuck between a few different cards. Curve combines all of your credit card and debit card into one card that can be used anywhere in the world!
All Curve does is take care of paying for transactions from any bank account.
Have you Ever Heard of Anti-Embarrassment Mode?
When you’re out and about, there are always going to be times when your card gets declined for one reason or another.
Save yourself from awkward declines (we’ve all been there) with Curve’s anti-embarrassment mode.
What is this, you ask – basically, if your selected payment card doesn’t go through, you can automatically try your chosen backup card.
I have only ever seen this feature with the Curve card and wonder why banks have not implemented this before.
Let’s Go Back in Time With Your Curve
You can switch payments from one card to another up to 30 days after the payment is made.
This is handy when you pay on the wrong card or need to free up cash by moving payments from a debit to a credit card. This is genius.
So, How can you sign up for a Curve card, I hear you ask? Read on
Lets Getting Started
First, you will need to download the Curve app and choose which card you want to order. Your card will usually take 3-5 working days to arrive.
Adding Cards to Curve
- Use the camera to scan and upload your card details automatically or enter them manually.
- Complete this process for any other cards you want to add to your Curve card.
Activate your Curve Card
When your Curve card arrives, you’ll need to activate it in the app.
Simply go to the “Account” and tap “Activate your card”. The app will ask you to enter the last four digits of your Curve card, and it’s ready to go.
Paying with your Curve Card
Once you’ve activated your Curve card and added the cards you want to it, you’re now ready to pay.
To choose which card you want to pay with, just select your Curve card from your digital wallet from your smartphone.
Then, you can use your Curve card like you would any other card in your wallet.
Your Curve card can be hooked up with your Apple Pay, Google Pay or Samsung Pay.
Your Curve Cash Card
This is a card in the Curve app, where your balance is made up of money earned through cashback, promos and or referrals.
See what you’re spending on all your accounts at once with Curve insights, alerts and notifications. This is great to keep on top of your spending while travelling.
Lost your Curve Card?
If you have lost your card, you can lock it with a tap in the app.
Now, this is revolutionary! With Curve’s new Flex pay, you can turn past payments into pay-laters.
Flex lets you split payments you’ve made anywhere in the past year into 3-12 monthly instalments so you can free up money instantly with a single swipe. Just set a reminder as your first Flex repayment will be due in 30 days.
This is a sponsored post for Curve, however All opinions are my own.